[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What factors may affect the timing of achieving the gross margin targets?
### Assistant: The timing of achieving the gross margin targets may be somewhat dependent on the market.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel plan to increase margins over time?
### Assistant: Intel plans to increase margins over time by working through the start-up costs associated with implementing the five nodes in four years strategy and achieving a competitive process technology from a cost perspective.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are the considerations that may cause lumpiness in margins?
### Assistant: The considerations that may cause lumpiness in margins include the ups and downs associated with process nodes coming online and different product cycles.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is Intel's long-term model for margins?
### Assistant: Intel's long-term model for margins is to go from the 30s into the 40s this year, then into the 50s over the five-year period, and eventually up to around 60.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Gaudi perform in large language models?
### Assistant: Gaudi performs well in large language models, as mentioned by Pat Gelsinger.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are the tangible signs of Gaudi gaining traction?
### Assistant: Tangible signs of Gaudi gaining traction may not be apparent yet, according to Pat Gelsinger's response.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Are there any building blocks or missing components for Gaudi's success?
### Assistant: There may still be building blocks and missing components for Gaudi's success before it can fully take advantage of the fast-growing opportunity.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What positive proof points have been seen in the industry for Gaudi?
### Assistant: The announcement of the Hugging Face, which is the most popular platform in the AI world, is a positive proof point for Gaudi.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the Hugging Face and why is it significant for Gaudi?
### Assistant: The Hugging Face is significant for Gaudi because it serves as a stable diffusion platform and an important force in the AI industry.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How is Intel engaging with opportunities in the AI market?
### Assistant: Intel is engaging with opportunities in the AI market by actively pursuing many opportunities globally.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What steps is Intel taking to present Gaudi as a developer environment?
### Assistant: Intel is taking more aggressive steps with their dev cloud, presenting it as a developer environment for the market.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the strategy for Gaudi2 and how is it gaining interest in the market?
### Assistant: The strategy for Gaudi2 is to gain interest in the market, and it has started to do so according to Pat Gelsinger.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the status of Gaudi3 and how does it improve upon Gaudi2?
### Assistant: Gaudi3 has now taped out, which means it has completed the design process and is the next step-up from Gaudi2.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the Falcon Shores product and how does it fit into Intel's roadmap?
### Assistant: The Falcon Shores product is part of Intel's 2025 platform and brings together the full offering of their HPC and AI into a single platform offering.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How are customers responding to Intel's road map alignment and simplification?
### Assistant: Customers are responding very well to Intel's road map alignment and simplification, according to Pat Gelsinger.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the focus of Intel's HPC and AI efforts?
### Assistant: The focus of Intel's HPC and AI efforts is to bring together high-performance computing and artificial intelligence technologies.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What does Intel need to do to land meaningful revenue customers in the HPC and AI space?
### Assistant: To land meaningful revenue customers in the HPC and AI space, Intel needs to put clear proof points in the marketplace that demonstrate the value and capabilities of their offerings.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is John Pitzer and what is his role at Intel?
### Assistant: John Pitzer is the Corporate Vice President of Investor Relations at Intel.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is Vivek Arya and what company does he represent?
### Assistant: Vivek Arya represents Bank of America Merrill Lynch.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the consensus expectation for Intel's second half growth?
### Assistant: The consensus expectation for Intel's second half growth is set at about 15% to 20% half-on-half growth.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the expected gross margin for Intel in the second half?
### Assistant: The expected gross margin for Intel in the second half is a return to the low 40s.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What factors contribute to Intel's confidence in achieving a gross margin in the low 40s?
### Assistant: The factors that contribute to Intel's confidence in achieving a gross margin in the low 40s include the expectation of a stronger second half in the industry, working through inventory issues, and seeing green shoots in the marketplace.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel expect the second half of the year to compare to the first half in terms of industry performance?
### Assistant: Intel expects the second half of the year to have stronger performance compared to the first half in the industry.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What challenges does Intel acknowledge in the current market?
### Assistant: Intel acknowledges that the current market is tough for all participants.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel view its performance in navigating the tough market environment?
### Assistant: Intel views its performance in navigating the tough market environment as solid, as seen by their top and bottom-line beat in Q1.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is Intel's outlook for the second half of the year?
### Assistant: Intel is incrementally more positive on the second half but remains cautious due to the uncertain macro outlook.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is Intel's approach to execution and fiscal discipline in the uncertain macro outlook?
### Assistant: Intel plans to continue with careful execution and fiscal discipline in the face of the uncertain macro outlook.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the role of ARM in the server CPU market according to Pat Gelsinger?
### Assistant: According to Pat Gelsinger, the role of ARM in the server CPU market will be limited if Intel does a great job with their roadmap.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is Intel partnering with on ARM servers?
### Assistant: Intel is partnering with Ampere on ARM servers.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What does the partnership with Ampere imply for the ARM server ecosystem?
### Assistant: The partnership with Ampere implies a more credible ecosystem developing for ARM servers.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the current market share of ARM servers in cloud instances?
### Assistant: The current market share of ARM servers in cloud instances is around mid-single digit.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel view the future role of ARM servers?
### Assistant: Intel views the future role of ARM servers as one of several architectures that will play a critical role, along with RISC-V and x86.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does the growth of ARM servers impact the x86 server CPU TAM?
### Assistant: The growth of ARM servers may impact the x86 server CPU TAM (Total Addressable Market), but the specific impact is not mentioned.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What was the focus of Intel's announcement with ARM this quarter?
### Assistant: The focus of Intel's announcement with ARM this quarter was on their foundry offerings and the mobile platform.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What architectures does Intel believe will play a critical role in the market?
### Assistant: Intel believes that ARM, RISC-V, x86, and accelerators in GPU will play critical roles in the market.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel plan to participate in the ARM, RISC-V, and x86 architectures?
### Assistant: Intel plans to participate in the ARM, RISC-V, and x86 architectures through their product offerings and foundry services.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is Intel's view on the limited role of ARM in the data center?
### Assistant: Intel views the role of ARM in the data center as limited if their roadmap is successful.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the significance of the E-core in relation to ARM in the data center?
### Assistant: The E-core is not mentioned in relation to ARM in the data center.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel's roadmap impact the role of ARM in the data center?
### Assistant: Intel's roadmap impacts the role of ARM in the data center by aiming to limit its significance through their own product offerings and execution.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is Intel's overall strategy for the HPC and AI market?
### Assistant: Intel's overall strategy for the HPC and AI market is to bring together high-performance computing and artificial intelligence technologies, gain market share, and provide strong execution and fiscal discipline in a tough market environment.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are the product lines offered by Intel?
### Assistant: The product lines offered by Intel are Sierra Forest, Clearwater Forest, and strong products coming thereafter.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel deliver power performance TCO benefit at x86?
### Assistant: Intel delivers power performance TCO benefit at x86 by providing customers with an easy path to migrate their software stacks in the data center using x86 and E-core solutions, which offer superior TCO alternatives.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is Intel's primary play in the market?
### Assistant: Intel's primary play in the market is to deliver power performance TCO benefit at x86 and provide customers with an easy path to migrate their software stacks using x86 and E-core solutions.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What capabilities does Intel offer in their foundry offerings?
### Assistant: In their foundry offerings, Intel offers superior capabilities to manufacture RISC-V, ARM, x86, and GPU alternatives for the industry.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel view their industry play?
### Assistant: Intel views their industry play as of great significance and is committed to competing for leadership wafers across every architecture and segment of the industry.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is the Corporate Vice President of Investor Relations at Intel?
### Assistant: The Corporate Vice President of Investor Relations at Intel is John Pitzer.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who asked the final question during the conference call?
### Assistant: The final question during the conference call was asked by Joseph Moore from Morgan Stanley.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which company does Joseph Moore represent?
### Assistant: Joseph Moore represents Morgan Stanley.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the gross capex number mentioned by Joseph Moore?
### Assistant: The gross capex number mentioned by Joseph Moore is north of $20 billion.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel allocate their capex spending?
### Assistant: Intel allocates their capex spending to equipment and shells. Currently, they are biased towards shell investments.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What type of investments is Intel biased towards currently?
### Assistant: Intel is currently biased towards making investments in shell infrastructure.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What investments is Intel making on the foundry side?
### Assistant: Intel is making some modest investments on the foundry side as they start to gain traction with customers.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Does Intel expect the capital offsets to improve in the future?
### Assistant: Intel expects the capital offsets to improve in the future, especially with potential benefits from the CHIPS Act and additional yield from deals like Brookfield.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the CHIPS Act and how does it benefit Intel?
### Assistant: The CHIPS Act is an act aimed at making U.S. manufacturing competitive in the semiconductor industry. It provides grant money and incentives to support semiconductor manufacturing in the United States, which can benefit Intel.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is managing the offsets at Intel?
### Assistant: The offsets at Intel are managed by the CEO, Pat Gelsinger.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Is Intel working with the Department of Commerce for grant applications?
### Assistant: Yes, Intel is working with the Department of Commerce for grant applications in the area related to the CHIPS Act.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the purpose of the CHIPS Act?
### Assistant: The purpose of the CHIPS Act is to make U.S. manufacturing competitive in the semiconductor industry.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel plan to make U.S. manufacturing competitive?
### Assistant: Intel plans to make U.S. manufacturing competitive by leveraging the benefits of the CHIPS Act, engaging with the Department of Commerce, and working on grant applications to support their manufacturing efforts.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is the Chief Financial Officer at Intel?
### Assistant: The Chief Financial Officer at Intel is David Zinsner.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the net capex intensity as a percent of revenue for Intel?
### Assistant: The net capex intensity as a percent of revenue for Intel is expected to be in the low 30s, which is within their model and better than what was initially projected during the capital-intensive phase of their transformation.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel plan to compete for leadership wafers across every architecture?
### Assistant: Intel plans to compete for leadership wafers across every architecture by leveraging their superior capabilities in their foundry offerings and manufacturing RISC-V, ARM, x86, and GPU alternatives for the industry.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the current outlook for capital offsets at Intel?
### Assistant: The current outlook for capital offsets at Intel is somewhere in the range of 20% to 30%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What government incentives does Intel expect to receive?
### Assistant: Intel expects to receive government incentives, including grants, as well as another skip and investment tax credit in the future.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the investment tax credit and when will it come into effect for Intel?
### Assistant: The investment tax credit is a tax incentive that will come into effect for Intel next year, providing financial benefits.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How is Intel engaging with the Department of Commerce for grant applications?
### Assistant: Intel is engaging with the Department of Commerce for grant applications by working on their applications in that area and seeking support for their manufacturing efforts.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the focus of Intel's business?
### Assistant: The focus of Intel's business is not explicitly mentioned in the given text.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What milestone did Intel achieve with the EU CHIPS Act?
### Assistant: The milestone that Intel achieved with the EU CHIPS Act is that it passed Parliament last week.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is Intel working on in terms of investment tax credit?
### Assistant: The text does not provide specific details on what Intel is working on in terms of investment tax credit.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Intel aim to bring shareholder returns?
### Assistant: Intel aims to bring shareholder returns by improving its capital intensity and efficiency, which is seen as a great opportunity.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What progress has Intel made on its financials?
### Assistant: The text does not provide specific details on the progress Intel has made on its financials.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How long has the current CEO been in tenure?
### Assistant: The current CEO has been in tenure for two years, as mentioned in the text.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What unexpected challenges has Intel faced on its journey?
### Assistant: The text mentions that the journey to date has had some unexpected bumps in the road, but does not provide specific details about the challenges faced by Intel.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What increases the CEO's confidence in Intel's strategy?
### Assistant: The CEO's confidence in Intel's strategy is increased by clear points that have been observed, though the text does not specify what these points are.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How often does Intel plan to update investors?
### Assistant: Intel plans to update investors throughout the quarter and in the next call, as mentioned in the text.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who are the participants in the earnings call?
### Assistant: The participants in the earnings call are John Pitzer (Corporate Vice President, Investor Relations), Pat Gelsinger (Chief Executive Officer), David Zinsner (Chief Financial Officer), Timothy Arcuri (UBS analyst), C.J. Muse (Evercore ISI analyst), Ross Seymore (Deutsche Bank analyst), Matt Ramsay (Cowen and Company analyst), Pierre Ferragu (New Street Research analyst), Vivek Arya (Bank of America Merrill Lynch analyst), and Joseph Moore (Morgan Stanley analyst).


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the role of John Pitzer in Intel?
### Assistant: John Pitzer is the Corporate Vice President, Investor Relations at Intel.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is the Chief Executive Officer of Intel?
### Assistant: The Chief Executive Officer of Intel is Pat Gelsinger.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is the Chief Financial Officer of Intel?
### Assistant: The Chief Financial Officer of Intel is David Zinsner.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which analyst is from UBS?
### Assistant: Timothy Arcuri is the analyst from UBS.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which analyst is from Evercore ISI?
### Assistant: C.J. Muse is the analyst from Evercore ISI.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which analyst is from Deutsche Bank?
### Assistant: Ross Seymore is the analyst from Deutsche Bank.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which analyst is from Cowen and Company?
### Assistant: Matt Ramsay is the analyst from Cowen and Company.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which analyst is from New Street Research?
### Assistant: Pierre Ferragu is the analyst from New Street Research.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which analyst is from Bank of America Merrill Lynch?
### Assistant: Vivek Arya is the analyst from Bank of America Merrill Lynch.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which analyst is from Morgan Stanley?
### Assistant: Joseph Moore is the analyst from Morgan Stanley.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the duration of the call?
### Assistant: The duration of the call is not specified in the given text.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the purpose of the call?
### Assistant: The purpose of the call is to provide an update on Intel's business and the progress they are making.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the macro environment like for Intel?
### Assistant: The macro environment for Intel is described as challenging, with plenty of headwinds.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are the headwinds faced by Intel?
### Assistant: The specific headwinds faced by Intel are not mentioned in the given text.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are Intel's process and product road maps?
### Assistant: The text mentions that Intel has execution on their process and product road maps, but does not provide specific details about them.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: When was the Mastercard Q1 2023 earnings call held?
### Assistant: The Mastercard Q1 2023 earnings call was held on April 27, 2023.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who are the participants in the Mastercard Q1 2023 earnings call?
### Assistant: The participants in the Mastercard Q1 2023 earnings call are Warren Kneeshaw (Head of Investor Relations), Michael Miebach (CEO), Sachin Mehra (CFO), and Devin Core (incoming head of investor relations).


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Where can the earnings release and accompanying documents be accessed?
### Assistant: The earnings release and accompanying documents can be accessed in the Investor Relations section of Mastercard's website, mastercard.com.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What basis are the financial results discussed in the call presented on?
### Assistant: The financial results discussed in the call are presented on a non-GAAP currency-neutral basis.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What cautionary statement is mentioned regarding forward-looking statements?
### Assistant: The cautionary statement regarding forward-looking statements mentions that actual performance could differ materially from these statements, and the factors that could affect future performance are summarized at the end of the earnings release and in recent SEC filings.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How long will the replay of the call be available on the website?
### Assistant: The replay of the call will be available on Mastercard's website for 30 days.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is the Chief Executive Officer of Mastercard?
### Assistant: The Chief Executive Officer of Mastercard is Michael Miebach.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What were the adjusted net revenues for Quarter 1 compared to a year ago?
### Assistant: The adjusted net revenues for Quarter 1 were up 15% compared to a year ago.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How much was the adjusted operating income growth in Quarter 1 compared to a year ago?
### Assistant: The adjusted operating income growth in Quarter 1 was up 17% compared to a year ago.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What factors have contributed to the resilience of consumer spending in Quarter 1?
### Assistant: Factors that have contributed to the resilience of consumer spending in Quarter 1 include a strong labor market, increased savings, consumer access to credit, and a rebalancing of spending towards experiences.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are the positive and negative factors being monitored in the macro environment?
### Assistant: The positive and negative factors being monitored in the macro environment include a strong labor market, elevated savings, consumer access to credit (positive), higher interest rates and banking sector stresses (negative), and varying economic growth by country and sector.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How are Central Banks addressing elevated inflation levels?
### Assistant: Central Banks are addressing elevated inflation levels with higher interest rates.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What impact has the reopening of China had on economic growth?
### Assistant: The reopening of China has had a positive impact on economic growth.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How have consumer spending levels remained resilient despite the evolving conditions?
### Assistant: Consumer spending levels have remained resilient despite evolving conditions due to factors such as a strong labor market, increased savings, and consumer access to credit.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are the trends in domestic volume growth for Mastercard?
### Assistant: The trends in domestic volume growth for Mastercard are not mentioned in the given text.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is the incoming head of investor relations for Mastercard?
### Assistant: The incoming head of investor relations for Mastercard is Devin Core.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the role of Warren Kneeshaw in the earnings call?
### Assistant: Warren Kneeshaw's role in the earnings call is the Head of Investor Relations.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the role of Audra in the earnings call?
### Assistant: Audra's role in the earnings call is the conference operator.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Where can the SEC filings of Mastercard be found?
### Assistant: The SEC filings of Mastercard can be found on their website.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the non-GAAP currency-neutral basis used for in the financial results?
### Assistant: The non-GAAP currency-neutral basis is used to present the financial results in a way that eliminates the impact of foreign currency fluctuations.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the role of Devin Core in the earnings call?
### Assistant: Devin Core's role in the earnings call is the incoming head of investor relations and Warren Kneeshaw's successor.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Mastercard compare its financial results to GAAP reported amounts?
### Assistant: Mastercard compares its financial results to GAAP reported amounts by providing reconciliations of non-GAAP measures to GAAP reported amounts in the earnings release and slide deck.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the growth rate of adjusted net revenues in Quarter 1 compared to a year ago?
### Assistant: The growth rate of adjusted net revenues in Quarter 1 compared to a year ago was 15%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Mastercard describe the consumer spending mix in Quarter 1?
### Assistant: The consumer spending mix in Quarter 1 is described as rebalancing towards experiences.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are the key drivers of consumer spending mentioned in the call?
### Assistant: The key drivers of consumer spending mentioned in the call include a strong labor market, increased savings, consumer access to credit, and a rebalancing of spending towards experiences.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the current state of cross-border travel for Mastercard?
### Assistant: According to the text, cross-border travel for Mastercard has remained relatively stable with some recent moderation in the U.S. However, cross-border travel in Quarter 1 reached 148% of 2019 levels, with all regions above 2019 levels. This includes notable improvement in Asia.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How has Mastercard's investment levels been adjusted in the past?
### Assistant: The text mentions that Mastercard has demonstrated in the past that it is prepared to adjust investment levels appropriately while maintaining focus on its key strategic priorities. However, it does not provide specific details on how the investment levels have been adjusted.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are Mastercard's three strategic priorities?
### Assistant: Mastercard's three strategic priorities, as mentioned in the text, are expanding in payments, extending their services, and embracing new networks.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Can you provide examples of how Mastercard is expanding in payments?
### Assistant: The text provides examples of how Mastercard is expanding in payments. Some of these examples include winning deals across a diverse set of customers, innovating in and growing acceptance, and expanding solutions to address new payment flows. Mastercard has seen its partnership deepening with a diverse set of co-brand partners, financial institutions, and fast-growing fintechs around the world.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who are some of Mastercard's co-brand partners and financial institutions?
### Assistant: The text mentions a few of Mastercard's co-brand partners and financial institutions. For example, Mastercard has a significant win with Costco Wholesale in Taiwan, the largest co-brand portfolio in the market. They also have an exclusive partnership with Wells Fargo and Choice Hotels to launch their new credit card program in the United States. Additionally, Mastercard renewed its deal with N26, one of the largest neo banks in Europe, for issuing and processing services.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What recent deals has Mastercard won in Taiwan and the Middle East?
### Assistant: In Taiwan, Mastercard had a significant win with Costco Wholesale, securing exclusive co-brand issuance and acceptance of Mastercard co-brand cards in stores. In the Middle East, Mastercard renewed its deal with the National Bank of Egypt, the largest issuer in the country.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which fintech company has Mastercard renewed its deal with in Europe?
### Assistant: Mastercard renewed its deal with N26, one of the largest neo banks in Europe, for issuing and processing services.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How has Mastercard expanded its relationship with Uala in Latin America?
### Assistant: Mastercard expanded its relationship with Uala, one of the fastest-growing fintechs in Latin America, to be the exclusive network on prepaid, debit, and credit.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What innovative solutions is Mastercard developing to drive growth in payments?
### Assistant: To drive growth in payments, Mastercard is developing innovative solutions like installment offerings. They are scaling their solutions with some of the largest banks in Australia, including Commonwealth Bank of Australia, National Australia Bank, and Westpac.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which banks in Australia is Mastercard scaling its solutions with?
### Assistant: Mastercard is scaling its solutions in Australia with some of the largest banks in the market, including Commonwealth Bank of Australia, National Australia Bank, and Westpac.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How many locations does Mastercard's acceptance footprint currently have?
### Assistant: The text states that Mastercard's acceptance footprint has now surpassed 100 million locations, effectively doubling over the past five years.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What technology solutions does Mastercard offer to merchants for accepting electronic payments?
### Assistant: Mastercard offers various technology solutions to merchants for accepting electronic payments. Some of these solutions mentioned in the text include innovative contactless, cloud commerce, and Click to Pay solutions.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How many markets have reached at least 50% contactless penetration?
### Assistant: According to the text, over 100 markets have now reached at least 50% contactless penetration, which is double the number three years ago.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the significance of contactless payments for driving the shift to digital payments?
### Assistant: Contactless payments are significant for driving the shift to digital payments because they drive higher consumer engagement and help accelerate the secular shift to digital payments by accessing lower ticket size purchases that have historically been cash-based.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: In which country was Mastercard's tokenization capability selected for a mobile payments launch?
### Assistant: Mastercard's tokenization capability was selected as part of a mobile payments launch in South Korea.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How many markets globally have Tap on Phone programs?
### Assistant: The text does not specify the exact number of markets globally that have Tap on Phone programs, but it mentions that Tap on Phone programs are available across more than 70 markets globally.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which company enabled Tap to Pay on Android in multiple markets?
### Assistant: Stripe enabled Tap to Pay on Android in multiple markets, as announced in Quarter 1.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Where is Mastercard's cloud commerce acceptance technology live?
### Assistant: Mastercard's cloud commerce acceptance technology is live in Europe.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: In how many markets is Click to Pay currently live?
### Assistant: Click to Pay is currently live in nearly 30 markets globally, including key markets such as Australia, Brazil, the U.K., and the U.S.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are the benefits of Mastercard's cloud commerce capabilities for businesses?
### Assistant: Mastercard's cloud commerce capabilities make it easier and quicker for businesses of all sizes to accept payments on virtually any device.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which key markets is Click to Pay live in?
### Assistant: Click to Pay is live in key markets such as Australia, Brazil, the U.K., and the U.S.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How many markets has Mastercard partnered with for Click to Pay?
### Assistant: The text does not provide the exact number of markets that Mastercard has partnered with for Click to Pay.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Mastercard's cloud commerce technology make it easier for businesses to accept payments?
### Assistant: Mastercard's cloud commerce technology makes it easier for businesses to accept payments by providing a platform that allows businesses of all sizes to accept payments on virtually any device, making the process more convenient and efficient.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the significance of Click to Pay for Mastercard's global presence?
### Assistant: Click to Pay is significant for Mastercard's global presence as it is live in nearly 30 markets globally, including key markets. It allows Mastercard to provide a standardized and streamlined checkout experience for consumers across different markets.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How is Mastercard collaborating with other companies to expand its services?
### Assistant: The text does not provide specific details on how Mastercard is collaborating with other companies to expand its services.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What payment service providers does Mastercard work with in Italy?
### Assistant: Mastercard works with payment service providers like Nexi in Italy to further expand their presence.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Mastercard grow acceptance by integrating the payment experience?
### Assistant: Mastercard grows acceptance by integrating the payment experience where their customers are, such as in the social commerce space with WhatsApp in Brazil, enabling consumers to make purchases directly from small businesses right within a chat.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which social commerce platform does Mastercard work with in Brazil?
### Assistant: Mastercard works with WhatsApp in Brazil for social commerce.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are some areas that Mastercard is targeting for growth in payment capabilities?
### Assistant: Mastercard is targeting areas such as commercial, disbursement and remittances flows, and expanding use cases for growth in payment capabilities.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How much did volumes across Mastercard's commercial credit and debit products grow in Quarter 1?
### Assistant: Volumes across Mastercard's commercial credit and debit products grew by 21% in Quarter 1, on a local currency basis.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is one of Mastercard's initiatives with virtual cards?
### Assistant: One of Mastercard's initiatives with virtual cards is to integrate their solutions with leading B2B technology platforms.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which B2B technology platform did Mastercard sign a partnership agreement with?
### Assistant: Mastercard signed a partnership agreement with Coupa to enhance their Coupa Pay solution, which embeds virtual cards to address accounts payable flows.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How many enrolled cardholders does Easy Savings offer automatic rebates to?
### Assistant: Easy Savings offers automatic merchant-funded rebates to nearly 40 million enrolled cardholders in over 80 countries.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which company is Mastercard partnering with in the United States for small business and commercial programs?
### Assistant: Mastercard is partnering with Galileo in the United States for small business and commercial programs.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are some opportunities for growth in disbursement and remittances flows?
### Assistant: Some opportunities for growth in disbursement and remittances flows include geographic expansion, new distribution partners, and an expanding set of use cases.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which countries is Mastercard's gaming use case live in?
### Assistant: Mastercard's gaming use case is live in Canada and Peru.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which digital payment company is Mastercard connecting with to enable mobile payouts in Africa?
### Assistant: Mastercard is connecting with MFS Africa, a leading digital payment company, to enable mobile payouts across 10 markets in Africa.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which distribution partner is Mastercard working with to increase reach to customers in Asia and the United States?
### Assistant: Mastercard is working with distribution partners like Checkout.com to increase reach to customers in Asia and the United States.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What solution does Mastercard offer to small and midsized banks for cross-border services?
### Assistant: Mastercard offers a cross-border services solution to small and midsized banks called Cross-Border Services Express, which allows participating financial institutions to offer their customers the ability to send money or pay vendors across the globe quickly and securely.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Where can underbanked customers load cash into their accounts from a nonbank location?
### Assistant: Underbanked customers can load cash into their accounts from a nonbank location in the U.S., Europe, and the U.K.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the focus of Mastercard's services division?
### Assistant: The focus of Mastercard's services division is growth and resiliency through scaling existing solutions and adding new capabilities.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What does risk recon help enterprises with?
### Assistant: Risk recon helps enterprises identify their own cybersecurity vulnerabilities, as well as for their ecosystem partners.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What type of cyberattacks does Baffin Bay's solution help to stop?
### Assistant: Baffin Bay's AI-enabled cloud-based threat protection helps to stop cyberattacks related to malware, ransomware, and DDoS attacks.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Mastercard's acquisition of Baffin Bay Networks complement their other cyber offerings?
### Assistant: Mastercard's acquisition of Baffin Bay Networks complements their other cyber offerings by adding an AI-enabled cloud-based threat protection solution to their portfolio, which complements their existing simulation and assessment tools and cybersecurity consulting practice.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Mastercard's data analytics and loyalty assets help their partners?
### Assistant: Mastercard's data analytics and loyalty assets help their partners make smarter decisions to drive better outcomes.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which online travel platform in Asia is leveraging Mastercard's economic insights?
### Assistant: Agoda, one of the world's fastest-growing online travel platforms in Asia, is leveraging Mastercard's economic insights to inform their strategic planning.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which electronics retailer in Europe is utilizing Mastercard's test and learn capabilities?
### Assistant: MediaMarktSaturn, the largest electronics retailer in Europe, is utilizing Mastercard's test and learn capabilities to support the assessment and optimization of new business initiatives.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which recently acquired personalization platform is Mastercard's retail and commerce partners using?
### Assistant: Mastercard's retail and commerce partners are using their recently acquired personalization platform, Dynamic Yield.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is Element and what does it bring to Dynamic Yield's personalization experience?
### Assistant: Element is a suite of applications introduced by Mastercard that brings insights from their data analytics to enrich Dynamic Yield's personalization experience.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Mastercard combine their assets to deliver end-to-end solutions?
### Assistant: Mastercard combines their assets, such as their data analytics, marketing, and loyalty assets, with their acquired platforms and solutions to deliver valuable end-to-end solutions for their partners.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What are Mastercard's key priority areas?
### Assistant: Mastercard's key priority areas are embracing new networks, such as open banking and digital identity.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who is Mastercard working with in the area of open banking?
### Assistant: Mastercard is working with a broad set of banks and fintechs in the area of open banking.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What solution did Mastercard announce with JPMorgan?
### Assistant: Mastercard announced a Pay-by-Bank solution with JPMorgan last quarter.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which company is Mastercard working with for secure account verification?
### Assistant: Mastercard is working with GIAC, a member of the London Exchange Group, for secure account verification.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Which bank will use Mastercard's open banking technology?
### Assistant: Saxo Bank will use Mastercard's open banking technology for account opening and top-ups in Europe.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who are Mastercard's advanced analytics partners?
### Assistant: Mastercard's advanced analytics partners include upSWOT, Nav, Enigma, and GenEQTYGen.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How does Mastercard's technology support small businesses?
### Assistant: Mastercard's technology supports small businesses by providing them with advanced analytics and better access to capital for making lending decisions.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What type of solutions does Mastercard offer for digital identity?
### Assistant: Mastercard offers intelligent identity solutions powered by machine learning for digital identity.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: Who did Mastercard secure a key partnership with for intelligent identity solutions?
### Assistant: Mastercard secured a key partnership with Southwest to embed their intelligent identity solutions from Ekata to reduce friction in digital interactions.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How is Mastercard scaling its technology to new markets and use cases?
### Assistant: Mastercard is scaling its technology to new markets and use cases through partnerships with notable partners.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What was Mastercard's revenue and earnings growth for the quarter?
### Assistant: Mastercard delivered another strong quarter of revenue and earnings growth.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How many acceptance locations does Mastercard have worldwide?
### Assistant: Mastercard has now surpassed 100 million acceptance locations worldwide.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What was the growth rate of net revenue for Mastercard?
### Assistant: The growth rate of net revenue for Mastercard was 15%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How much did operating expenses increase for Mastercard?
### Assistant: Operating expenses for Mastercard increased by 12%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What was the growth rate of operating income for Mastercard?
### Assistant: The growth rate of operating income for Mastercard was 17%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How much did net income increase for Mastercard?
### Assistant: Net income for Mastercard increased by 2%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What was the growth rate of EPS for Mastercard?
### Assistant: The growth rate of EPS for Mastercard was 4%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How much stock did Mastercard repurchase during the quarter?
### Assistant: Mastercard repurchased 2.9 billion worth of stock during the quarter.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What was the growth rate of worldwide gross dollar volume for Mastercard?
### Assistant: The growth rate of worldwide gross dollar volume for Mastercard was 15% on a local-currency basis.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How much did GDV increase in the U.S. for Mastercard?
### Assistant: GDV increased by 9% in the U.S. for Mastercard.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What was the growth rate of switched transactions for Mastercard?
### Assistant: The growth rate of switched transactions for Mastercard was 12% year over year in Q1.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What percentage of in-person switched purchase transactions are contactless?
### Assistant: Contactless transactions represent over 58% of all in-person switched purchase transactions for Mastercard.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How many Mastercard and Maestro-branded cards are issued globally?
### Assistant: There are 3.2 billion Mastercard and Maestro-branded cards issued globally.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How did Mastercard's net revenues for the first quarter compare to expectations?
### Assistant: Mastercard's net revenues for the first quarter were above expectations.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What is the breakdown of Mastercard's net revenues?
### Assistant: The breakdown of Mastercard's net revenues is not provided in the given text.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How did Mastercard's payment network net revenue perform on a currency-neutral basis?
### Assistant: Mastercard's payment network net revenue performed well on a currency-neutral basis, increasing by 10%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What was the impact of excluding the Russia-related special item on Mastercard's payment network net revenue?
### Assistant: Excluding the Russia-related special item, Mastercard's payment network net revenue would have increased by an additional 1 percentage point (ppt).


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What were the primary drivers of growth in Mastercard's payment network?
### Assistant: The primary drivers of growth in Mastercard's payment network were domestic and cross-border transaction and volume growth, as well as growth in rebates and incentives.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How did Mastercard's value-added services and solutions net revenue perform?
### Assistant: Mastercard's value-added services and solutions net revenue increased by 21%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What were the primary drivers of growth in Mastercard's value-added services and solutions?
### Assistant: The primary drivers of growth in Mastercard's value-added services and solutions were the strong growth of cyber and intelligence solutions, higher demand for fraud solutions, and the scaling of identity and authentication solutions. There was also healthy demand for data analytics, consulting and marketing services, as well as loyalty solutions.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What were the key metrics related to Mastercard's payment network?
### Assistant: The key metrics related to Mastercard's payment network included domestic assessments, worldwide GDV (Gross Dollar Volume), cross-border assessments, cross-border volumes, and transaction processing assessments.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How did domestic assessments and worldwide GDV (Gross Dollar Volume) grow for Mastercard?
### Assistant: Domestic assessments for Mastercard grew by 9%, while worldwide GDV grew by 15%.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: What factors contributed to the difference in growth between domestic assessments and worldwide GDV?
### Assistant: The difference in growth between domestic assessments and worldwide GDV was primarily driven by mix and the underreporting of volumes from sanctioned customers in Russia last year, which accounted for approximately 2 ppt of the variance.


[INST] <<SYS>>
Use the provided conversation to generate a relevant answer. If the new question is related to the prior context, use that information to provide a more detailed answer. If the new question is not related to prior context, provide a standalone answer.
<<\/SYS>>

### Human: How did cross-border assessments and cross-border volumes grow for Mastercard?
### Assistant: Cross-border assessments for Mastercard increased by 39%, while cross-border volumes grew by 35%.